Appraisal services for Seattle and King County homeowners
The top seven reasons WA homeowners hire Crest Appraisal Services:
Do you own a home in or near Seattle? Do you need help deciding the value of your real estate?
We at Crest Appraisal Services understand the particular needs of a customer after appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Crest Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Crest Appraisal Services is qualified in helping homeowners just like you get rid of unneeded PMI insurance.
Challenging King county's assessment of your property
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal report from Crest Appraisal Services is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Crest Appraisal Services can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? Crest Appraisal Services offers field reviews where we go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Crest Appraisal Services can We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.