Why you should get an appraisal from Crest Appraisal ServicesEach year, thousands of people in Washington buy, sell or refinance their home. Many of these transactions include a simple line item for an appraisal. The majority of lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that might appear to be less expensive than an appraisal. You might think that obtaining a mortgage is the only reason to get an appraisal, but there are other situations when the services of a certified, independent real estate professional could come in handy. 
Appeal your tax assessment in King CountyIf you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Crest Appraisal Services, we're qualified to assist you in disputing your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the property. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Crest Appraisal Services can provide you with a statement regarding the value of your home. The cost of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI. Order your appraisal from Crest Appraisal Services today Order todayGet a fair valuation on a home for divorce settlementsA divorce can be an especially daunting ordeal for both parties, and it is often further complicated by the strenuous decision of who keeps the home. It's a good idea to get an appraisal from Crest Appraisal Services so both parties are entirely aware of the true market value of their home, regardless of the situation. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Relocate to or from King County for workEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide feedback on the positive attributes of their property, along with information about any recent sales or listings in their neighborhood that they want considered. Sell your home quickly — at an accurate priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homesare on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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